Runes Reforged

I have an idea regarding new runes, that is particularly one of them. AS you can see on the link provided s called Store Credit: You can enter debt to buy items. The amount you can borrow increases over time. Debt limit: 150 + 5/minute. Lending Fee: 50 gold per item. I see weak early game champions using this rune, for example . Now as the game progresses, and the debt is repayed, these kind of champion usually outscale others. What would happen with is that he would continue to split push in order to stack Q (and increase damage potential), however most of the gold gained wouldn't make much of a difference in terms of 1v1-ing the opponent's top laner, cuz he would regardless still win the duel even without additional items. Here's where the idea comes from - what if the champions that use this rune are allowed to give some of their gold to their teammates? It could be used with a carrier of sorts (Dota style), or just leaving it at the fountain.

P.S. If the idea sounds good, gold could be capped per individual and/or without a limit if the gold would be the whole team (equally per individual, like turret global gold).