You're confused on which part of this is a matter of opinion.
They are stealing the money paid for to access the content. That is the fact of the matter. They're covered legally by stating that they're allowed to do so, but that doesn't make it ethical.
I'm sure you'd be of different opinion if you were banned. And it doesn't matter whether or not you "follow the community guidelines", in actuality the clause of the agreement that gives them the freedom to steal paid content from players is one and the same as the clause that gives them the freedom to ban without reason. So if you were to get banned, they legally have no reason to unban you just because you didn't do anything wrong.
Think about that when you're pretending it's okay for people to get their accounts ban, regardless of the reason, since there actually doesn't have to be a reason.