In low elo, unexperienced counters don't matter against OTP.
If you think you can defeat the Annie main because you picked Xerath, Lux, Ziggs or Syndra in low ELO because you checked its counter on some webpage and have only played like three games with them, you are fucking wrong my friend, the Annie main will obviously have gone against these match ups a lot of times from people like you and probably knows all their possibilities, due to her lack of mobility, the Annie main would have turned into a sidestep god, sidestepping your lux E Q, your xerath E and all of his ultimate shots, Syndra's Q W E, Q E W, E Q W.
So don't be whining when I already traded with you once, I backed for protobelt, you're already at 40 hp at lv 5, and I have 2 charges on my bar, I Flash your lux Q, your E is in cooldown and you go into my W range, I cast it and I AA>Q>E>Stun-Thunderlords Proc>AC>AA at you and then you flame at me for having no counterplay after you're dead.
From a B2 annie main.
vs
is just gg for the Fiora.
I rarely play Panth, and when someone takes my Fiora... most of the Fiora's I've fought have had skins, as well.