Ranked Punishment System "Fixed" but not really...

For those of you in low elo or just ranked in general I have a suggestion that might help.

Four games in a row I have been queued with at least one AFK team mate or they afk during the game. I know Riot has the "remake" option available now but that's only during the first three minutes. During this time no one loses or gains anything. Why make a system for the first three minutes when trolls can simply leave after the three minute mark or players that rage quit can leave after that, forcing your team to continue wasting their time until the 20 minute mark? Even then there's no guarantee that your team will vote to surrender. Despite all the ff votes, and your team still loses, you still get punished for the loss. That's not really fun nor do I feel like this is fair. Why should I be punished for an AFK player that left after the 3 minute mark? Then they come back with a lame excuse. I really believe there should be a way that the team that has the AFK shouldn't lose points.

Possible solution. Remake option should still be there, that's fine. Ally team mate AFK in base or disconnected for at least 5 minutes, team should have an option to "Drop Out" meaning a team mate is currently AFK or they left the game. Winning team still earns their ranked points or maybe half/partial points earned because there was an AFK. The "Drop Out" option will allow the the other team to lose half/partial points or none. Something like that.

Not saying that I'm correct but I would really like a better system where players don't get horribly punished for an AFK player leaving 10 minutes in the game, then having to slowly watch their base die, then having to sit through 20 minutes instead of moving onto the next game. Let's be real here, no one wants to wait 20 minutes...

Thoughts?