Why is having an Adult conversation about how a game went down being considered an act of toxicity?

This has become a more frequent thing in my games, and im curious if other people are having a similar time with this, but i noticed recently, that people seem to take my asking to have a real conversation with them about why a game went how it did as me trying to insult them or be toxic. After a lost game, more than once there are times when i believe there is more fault than the classic "its all jungler's fault all the time" and so i invite people to join my discord server to discuss the game and watch the vod to talk about what went down so we can all improve, and people have not only turned this down, but have called me a bully and a rager for wanting to have a review of our game and what went wrong. And whats worse is people are now claiming to be reporting me for asking them to have this after game conversation. considering riot's toxic behavior bot picks up behavior based on what is most reported, i have to wonder if asking for a vod review together will become toxic now. It seems kind of silly that trying to have a basic conversation about what went wrong has the potential to get me banned as a result of the bot, so if anyone wants to talk about this im down to, i just want to know why trying to talk with someone about the game is being considered toxicity now.