Who here does not buy RP since you know you can easily get banned?

I learned my lesson on my last account buying over $150+ on skins and lvling up faster. I figured the world gets too butthurt about everything and can't handle criticism/smack talk that I would eventually get banned again. So figured, why spend money on a account and get banned all over again? I made an another account, and strictly put no thoughts buying skins again or supporting the game when they can easily take it all away.

Any way to disable chatting in your game to prevent getting banned? Each time someone talks smack, I have the urge to talk back at them and win conservation. Butt hurt people these days lmfao.