Purchase Refunds

So... I have always believed that Rito should allow us to have as many refunds as we could possibly want. The theory behind this being: "What do they care? We've already spent money to buy their RP, or played the game for long enough to save up enough IP. They shouldn't care what we spend it on!" But then i got to thinking: "There might actually be a lot of reasons why.. it could bog down the servers, not to mention you could effectively purchase and play every single champion/skin in the game with only having spent about $20 and then refunding several times."

So, I came up with this solution: 100 RP = 1 Refund (with the exception of RP puchases)

Why not? That way we have to buy RP to purchase a refund, and they would actually get extra money. We would either spend remaining RP to purchase the refund for the one champion, or we would have to buy more! I don't, logically, see any flaws in this, so my theory is: is this something that Riot would actually consider?

It would stop the possibility of endless refunds, as you'd gradually lose enough RP to not be able to purchase anything. (i.e. I purchase the $20 and $5 RP options so I can get DJ . I have 3450 RP, and use 3250 RP to buy her. I have 200 RP left and decide "I don't really like ." So I spend 100 RP to refund her. I now only have 3350 RP, 100 less than the original 3450.)

Let me know what y'all think!