You weren't punished for misbehaving in one game. You were punished for misbehaving in one more game, in a consistent pattern of negative behavior that breaks the game's rules. Additionally, the reform card doesn't always show all the logs that led to your punishment: it randomly selects up to several logs. You might see three logs, but you also might see as few as one, even for players whose punishment stems not from a small number of egregious infractions but rather from dozens of instances of mild toxicity. The purpose of the reform card is to tell you how to reform, so it shows you an example of the behavior that prompted your punishment and explains that such behavior is inappropriate and should be avoided if you want to maintain an account in good standing.
Usually, one transgression by itself wouldn't be enough to bring such a punishment to an otherwise clean account, but the IFS works on an escalating punishment system. Breaking a minor rule, like engaging the team in useless arguments, has a minor punishment: a chat restriction. Breaking that same rule over and over again, however, doesn't prompt an endless series of chat restrictions. The severity of the punishment ramps up over time, because the goal is to eliminate the punished player's willingness to break the game's rules. If two chat restrictions don't stop the useless arguments, the system will increase the punishment to a 14-day suspension and deliver a very clear message that the continued rule-breaking is becoming a serious issue and any further instances will result in a permaban. Again, the point is to put a stop to this misbehavior. If a player is more interested in repeatedly breaking the rules than in maintaining access to their account, they'll lose access to their account.
Of course, it's possible to break major rules, like cheating, threatening people, or using chat for hate speech, and skip punishment tiers so that a clean account ends up with a 14-day suspension or even a permaban.
From Riot's support knowledgebase:
PUNISHMENTS GENERALLY FOLLOW A BASIC ESCALATION PATH:
- First Offense: 10 Game Chat Restriction
- Second Offense: 25 Game Chat Restriction
- Third Offense: Two Week Suspension
- Fourth Offense: Permanent Suspension
However, it is possible to skip to a Two Week or Permanent suspension based on the severity of the behavior in the game. Excessive negative behavior can result in a Two-Week or Permanent suspension at any time without having a chat restriction on the account.
Riot's punishment system used to hand out stacking chat restrictions, such that consistently toxic players basically had a permanent chat restriction. Unfortunately, it turns out that such players used their few chat opportunities to be toxic, and, when they couldn't be as toxic as they wanted to, they resorted to committing non-chat offenses such as griefing (following someone around and taking their farm, using wall abilities to interfere with their play, etc.) or inting. The purpose of the punishment system is to eliminate rule-breaking, not make it worse. Thus, if a couple chat restrictions don't make any difference in a player's misbehavior, the system ramps up the punishments until the player is permabanned and thus unable to use that account to break any more rules ever again.
Riot used to give toxic players a long series of gradually-increasing suspensions. However, they found that players who got more than a few punishments would never stop misbehaving and receiving punishments. As the goal of the punishment system is to eliminate rule-breaking and Riot has absolutely no interest in coddling toxic players, the system was changed to eliminate this long tail of irredeemable players. Compared to the hundreds or even thousands of typical players who are bothered over dozens or hundreds of matches ruined by a toxic player, that one player's ability to annoy people merits no sympathy or concern. The preferred outcome of punishing a misbehaving player is reform: according to Riot's figures, most players who get one punishment never get another. However, when a player refuses to stop breaking the rules after a few warnings (punishments), they are removed from the game with a permaban because Riot no longer believes them capable of reform.
Did you find something in Riot's store allowing you to break the ToS? No, because such a service is not offered. Regardless of how much money you spend, you are required to follow the same rules as everyone else. If the IFS determines that you've been validly reported in violation of those rules, you'll be punished according to those rules. If you wanted to avoid a punishment, you should've followed the rules.
LoL's Honor system rewards you with things like Honor, BE, and key fragments when it deems your behavior good. LoL's punishment system (the IFS, or Instant Feedback System) places a punishment on your account when it deems your behavior bad. Behaving well sometimes doesn't mean you behave well all the time. In this instance - and possibly others, since the IFS punishes based on severity and consistency, and the reform card doesn't necessarily display logs for every match where you were validly reported - you behaved poorly. Poor behavior is very impactful and thus carries a lot of weight with the IFS, so to regain Honor and avoid losing it you'll have to work on controlling your behavior. The IFS does forgive the occasional bad day, but if that kind of behavior becomes habitual, you might be greeted with a reform card telling you to rein it in, or with a permaban message if the temporary punishments haven't worked.
Theft is defined as "the action or crime of stealing," and stealing is defined as "taking (another person's property) without permission or legal right and without intending to return it." When a player purchases RP, they give money to Riot and Riot increases a number in a database that Riot owns and operates. When that player spends the RP, Riot decreases the aforementioned number and simultaneously makes another change to the account which that player is allowed to access. This change might be a flag indicating that a certain skin can now be selected, or an increase in the number of rune pages customizable from that account. At no point in time does Riot sell, rent, or license any kind of ownership of any of Riot's assets to any player. Players are simply allowed to access the account they create, with their authorized credentials.
This is no different from accessing any other private entity's services. If you notice that a wall at a friend's house is very plain and you buy them a painting to spruce it up, that painting now belongs to your friend. If your friend forbids you from coming into their house, which could be for no reason, any reason, or very good reason (e.g. that you continually broke clearly-defined rules and ignored all reprimands and requests to change your behavior), you don't get to keep the painting. You also aren't owed the financial value of the painting, nor does helping with the decor grant you any right to keep hanging out at your (former) friend's house.
