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Cursing is not the problem; it's using it to harass other players and creating a negative environment.

You can say something like "Fuck, I keep missing my skillshot", but "Fuck you Ezreal stop missing your skillshots noob" is entirely different and may result in punishment.

If you are talking about offensive behavior like hate speech, censoring it is not going to keep you out of trouble if it's clear what you're trying to say.

One of the ingame tips that sometimes appear in loading screen is something along the lines of "a chat filter system does not permit excessive language"