First of all, you are not "noobs".
I understand that most people don't have a lot of knowledge in cyber security.
And that's fine.
I don't expect my physician to know how to fix my car, and I don't expect my companies human ressource manager to be able to pick a good side of beef for me at the butchers shop.
I think I made it abudantly clear what options people have to improve their online security.
Either memorize a multitude of strong passwords to give unique ones to all online services used (which is something that some people are actually able to do, same as some people can memorize and recall 20 or 30 telephone numbers at will without breaking a sweat)...
...or get, and learn how to use, a good password manager.
One can use open source software, which is usually free (as in: doesn't cost money) but most importantly, because the community has control over the code and independent parties can check it for anything fishy going on.
But open source comes with its own caveats, its usually not as user friendly and lacks the interface polishing that you find in commercial software. Also, sometimes the developer quits, and no one picks up after him, meaning if one is not careful, one could run into using an outdated (aka. insecure) piece of software.
And then there is the third option, which is what I did:** I wrote my own password manager**. However, I don't recommend doing that, unless you actually know quite a bit about programming and kryptography.
So there are the options.
As to recommending specific programs, that is not a decision I can or want to make for others.
You have internet access, and you are an independently thinking human being.
That's all the tools you require to make your own choices.
But kudos for giving thought to the matter at all.
Most people don't.
[slayer-jinx-wink]