So this is speaking from direct experience with being Permad. I had an account about 3 years back that had about 2500$ worth of skins on it. At the time I was what I would call competitively passionate about the game. Rarely, but from time to time I would bash someone for a clearly stupid decision, and I'm not talking "KYS" or, "I hope you get cancer and die". I'm talking "That was so incredibly stupid, and you knew that would happen". Now to me, if you don't want to hear that, the mute button is provided. I actually got done with a 250 game chat restriction, during the whole time I was fairly clean, there was still the odd time where I would use my limited messages to bash an intentional feeder, but overall really clean. And then the game after the 250 game chat ban was up, the account was permabanned after an URF game where the only thing I said, was "shut up and play" to 2 incredibly toxic players. It was the only thing to pop up for my reason for being permad.
I don't think the current system should punish someone who only talks gameplay, even if it is trashtalk, if you don't want to hear it, there is a mute button. If the system is literally designed to ban anyone for anything negative they say, why the mute button? Why even have it in the game? I don't think that I should have been permad for trash talking every few games about someone's gameplay, I dont think its a fair punishment to lose 2500$ over. You wouldn't in any other game, and no matter what is done, the game will still be toxic as hell.
My innate problem with this is that the trolls and intentional feeders don't get punished nearly as often. And I feel like you can't have it both ways. It is literally the main reason I have not spent a single cent more, is because my gameplay is apparently "toxic". I mean I would never go in on someone's personal life or anything like that, but apparently giving one comment about how stupid someone's decision was is considered toxic, so I just do my best to never talk, and I'll never spend a cent again until the system is redone so it actually punishes the true toxic people in the game, and stops punishing people for being passionate.
I do not like that anything that can be taken as negative is punishable, it creates this SJW environment that has led to most of my high elo games having nobody talk. People are legitimately scared to talk ingame because anything is report worthy. I mean the thing that started it all was my smurf getting a chat ban for being nice to a toxic player........ Yeah this happens.
If it were my choice, people wouldn't be punished for trashtalk about gameplay until it crosses the line from trashtalk to berating. And even then it would only be short chat restrictions, never a ban/permaban. I also would have a team that goes out of their way to ban intentional feeders. First time offense is a permaban. When you choose to intentionally feed, you choose to not play the game, that would be the motto I would have. Trolls are a bit different, I would personally just slap a ranked suspension on them and then if they do it in normals you ban them straight up. There needs to be much more leniency in competitive trashtalk, and alot less leniency in trolls and inters. Like I had a Riven literally buy mobis and tears and run it down mid, no punishment at all, not the first time they have done it.
In final, I don't agree with taking away someone's account unless they seriously ruin games. I don't think there is anything that anyone can say that will affect 80% of the playerbase and how they play, because most people have a spine/know where the mute button is. And for the remaining 20% of players, put a PSA in the load screen as to where the mute button is permanently. Now I will never spend another cent again because of Riot support response to me asking If I can get my account back from 3 years ago: "you have fixed your ways but we cant give you your account back, we don't have a way to." Complete and utter BS, they gave accounts back in the past from permaban status. So they just get to keep my 2500$ in hope I will spend to get it all back, nah, not gonna happen.