Hypothetical Theivery
Okay, hypothetically I own a gym. It's an open gym and anyone can come in and exercise by signing up for a free membership. But you can't use my equipment. I will allow you to use my equipment if you pay a one time rental fee associated with your membership. But this only applies to one piece of equipment, so the more you want to use the more one time rental fee's you need to pay. You decided you want to try out a bunch of equipment one day and apply several equipment rentals to your membership. I agree, run your card, and put them on your membership. I immediately after tear up your membership because I didn't like the way you were exercising. You ask for all of your equipment rental fees back, but I inform you that in the contract that changes every week there is a clause that says "We can do whatever we want because we made you sign a contract" even though it is clearly illegal. You bring the matter up with the court system and they inform me that just because I made you sign a contract doesn't mean that I can get away with it. It is theft, plain and simple. You paid me for a service and I denied you that service after payment.
This is what Riot is doing. It is not legal just because it says so in their ToS. I already know there will be a lot of people just trolling or talking shit on this. But I am serious. The community shouldn't just let them get away with bold faced robbery. Someone who knows how to set up a class action lawsuit needs to set one up so that this crap will come to an end. If Riot terminates your account and you have paid for services, all payments should be refunded in full.