Ideas to Improve League Points Experience

I know I'm not the best LoL player. Yet, I do really enjoy the game. However, the laddering experience since the switch to Leagues has been a mixed bag in my opinion. I am not one of those players that believes in Elo hell or Division hell. I realize now after several years playing LoL that player skill and attitude have a lot to do with ranking up. Especially attitude.

Here are the things I love about the way the ladder works relative to the previous system. Dividing divisions into five tiers does give players an easy way to set goals. Just get to 100 LP to get to a series for promotion. The series for promotion idea is fantastic and gives me both a feeling of accomplishment and a sense of opportunity. I think the best 2 of 3 gives players a fair shot at promotion.

However, there are a couple of things that have bothered me over the course of playing the division system this season. First, why not give people demotion series? I have had several experiences where I was promoted and immediately had several very difficult team situations and been subsequently demoted. A demotion series would give additional motivation to players to stay in the ranks they have fought so hard to achieve. It would also help to keep people who are trying hard to earn promotion on the path of improving their skills.

The second, and more important area to address, is league point accumulation. I can't tell you how many times I have landed somewhere between 95 and 99 points. This is extremely frustrating especially when I was at 82 points before the victory. My gut reaction to this frequently happening was to implore you to bump people into series if they land between 97 ant 100 points. While I think this would probably be easiest for you to implement I realize that you want people to achieve the appropriate victories to get to a series. However, from a players' perspective if I'm at 99 points and get the next win to get to a series, I'm actually LOSING LP X-1 LP points where X is however many I would have earn had I not been at 99. This doesn't seem fair. I propose allowing players to BANK points from victories that would put them over the necessary points for a series.

I think there could be multiple ways to implement the spending of banked points. The simplest could be that the points are tacked on at the end of whatever the result of your series was. This would possibly mean only one victory necessary to try a series again if you were unsuccessful, or some breathing room in your next tier if you succeeded. Another possible way to do it would be to automatically bump up players into a series who are within the range of their banks. Finally, you could give players a feeling of increased control by allowing them to spend their banks whenever they felt it necessary. I'm sure this would be complicated for you to implement, but imagine the feeling of having a little more control of your destiny. Some players would probably spend points to get to a series if they got close. But, others might choose to save up and spend their bank after a couple of tough losses to get themselves motivated.

I hope your team takes these ideas into consideration. Thanks for making a kickass game.

TL;DR
Allow players who get 95-99 league points either be bumped up to a series OR allow them to bank the LP points they would have gotten on their next victory but are missing.