Diminishing return, aka, diminishing MARGINAL return. In that sense, armor and mr do NOT DR.
THe term people looking for is DIMINISHING MARGINAL UTILITY = diminished in relative value, i.e. stacking AD from 100 to 200 give you exact same AD from 200 to 300, but its value diminish from 100% dmg increase to 50% dmg increase and you're better off with IAS than AD. Similarly, health also diminishes as you stack more of its, despite its giving the exact same value and cost exact amount of gold. Real diminishing return is something when the second warmorg yields less health, or become more expensive.
armor and MR do NOT have diminishing 'return', but it does have diminishing UTILITY